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Building a Financial Foundation

Retirement Planning - Wealth Management for Individuals and Small Businesses Owners

Envisioning, Designing and Constructing YOUR Retirement Dreams

Envisioning - The first step is KNOWING what your Retirement will look like. Through Visualizing your Dreams, Joe will assist clients in pinpointing their specific Retirement Goals. What do you want to do in Retirement? Where do you want to go? How do you plan to achieve those goals?

Designing -  The next step is designing a solid FINANCIAL FOUNDATION. Joe will analyze your current situation with state of the art software and assist in figuring out what "financial tools" will achieve those goals. 

Constructing - Finally, taking your design, tweaking it to suit your financial dreams and begin Building your Financial Foundation. And the most important step, Monitoring your Financial Foundation, Joe annually (or more if client requires) looks at your retirement plan to keep your dreams on track.


Based in Kentucky, Everest Financial Inc. works with both individuals and small business owners in multiple states, including Kentucky, Ohio, Indiana, Arizona, Georgia, and Texas. With securities licenses 6, 7, 63, 65, and 24, and certifications as a Chartered Life Underwriter® (CLU®), Retirement Income Certified Professional® (RICP®), and National Social Security Advisor, Joe Duffey has a comprehensive array of training and experience that may address a variety of client needs as well as educate them on Planning for Retirement.

Everest Financial works with individuals approaching or in retirement and helps them manage their wealth and develop a retirement plan. Utilizing a variety of resources, including state-of-the-art technology, Joe assists clients in Social Security analysis and retirement income planning. His services include long term care and life insurance, annuities, financial planning, Social Security planning, estate planning, and wealth management.

Joe works to structure an investment portfolio with an emphasis on providing a predictable and sustainable inflation-adjusted income. Through his training in Social Security and retirement income planning, he assists clients on how and when to claim Social Security and incorporates it into a retirement plan. Joe’s goal is to advise his clients so they can avoid common mistakes made by many retirees and make the most out of their retirement.

Small Business Owners
Everest Financial works with small business owners in a variety of fields, including construction and non-profit. Joe assists in the design, implementation, and servicing of qualified retirement programs, including 401(k), 403(b), money purchase plan, SEPs, and SIMPLE IRA plans. In addition, he provides educational seminars for employers and employees.

Financial Planning

Retirement Plans

Tax Plans

401(k) Planning

403(b) Planning

College Plans

Estate Plans

Money Purchasing Plans

Profit Sharing Plans


Disability Income Insurance

Life Insurance

Long-Term-Care Insurance



Common Stock

Educational IRA

Traditional IRA

Roth IRA


Simple IRA

Brokerage Accounts

Treasury Bills

Government Securities

Treasury Notes

Variable Annuity

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. |  859-291-9290