Good Financial Strategies Take More Than Just Time; They Require Direction
Education, Integrity and Independent
Located in Ft Mitchell, Kentucky, Everest Financial Inc. is passionate about helping clients manage and preserve their wealth and plan for retirement. Joe Duffey, a dual licensed, independent agent predominantly works with individuals that are either planning for or are currently in retirement. Many of these clients come from teaching, banking, and military backgrounds. Additionally, he works with small business owners in creating 401(k) or 403(b) retirement plans. These businesses range in industries, from construction to non-profit organizations.
Joe understands that good retirement planning takes more than just time; it requires direction. In working with clients, Joe’s strategy is comprised of five key facets:
Joe strongly believes in teamwork when it comes to providing clients with services and recommendations. By working together, clients can share their retirement goals and needs and, in response, Joe can offer clients personalized recommendations and services.
Of the utmost importance is determining the individual objectives of clients. Born and raised in Cincinnati, Joe is passionate about helping those in his community. He seeks to provide clients with retirement advice and products that apply to their personalized situations and risk tolerances. As an independent firm, clients can know that Everest Financial puts their needs first and has no obligation to sell specific products.
Another important factor in picking a financial advisor is knowing their history. Joe has never had a complaint filed against him, he strives to keep this record by being transparent with his clients.
With more than 27 years of experience in the financial industry, along with several securities licenses and certifications, Joe seeks to assure clients that they are working with a dedicated and trusted advisor who can help them pursue their retirement goals. As a Chartered Life Underwriter®, Joe has extensive knowledge of all aspects of insurance planning, estate and retirement issues, taxation, business insurance, and risk management. The CLU® designation is a premier credential in the insurance profession and requires substantial experience and adherence to strict ethical standards. In addition, Joe has obtained the National Social Security Advisor certification, Retirement Income Certified Professional® (RICP®) designation, and securities licenses 6, 7, 63, 65, and 24.
Joe uses state-of-the-art technology from trusted and independent management firms, including Morningstar®. He can provide clients Social Security analysis and retirement income planning. Through a variety of sources, he stays informed about the constant changes in the financial markets so he can update clients with timely market and economic information.