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The beneficial results of beneficiary review: Make it easy on your loved ones
Beneficiary designations on IRAs, 401(k)s, life insurance policies, and annuities typically take precedence over what’s written in your will. When's the last time you reviewed yours?
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March is a great time to Review Your Tax Strategy
As the calendar flips to March, many families start gathering W-2s, 1099s, and receipts. Tax season has a way of sneaking up on us. But as a financial advisor, I see this time of year as more than just a filing deadline — it’s an...
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Will My Income Last As Long As I Do?
Whether you’re retired or approaching retirement, now is the time to stress-test your income sources and confirm that your income strategy accounts for longevity, inflation, and market volatility.
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A Month-by-Month Financial To-Do List for Ages 55+
Use this month-by-month financial to-do list designed specifically for people 55 and older. Along the way, ask yourself the questions — and more importantly, act on the answers.
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IRS and Social Security: Understanding what changed in 2025 will help you navigate 2026
As 2025 draws to a close and 2026 approaches, our December blog will address two topics of utmost importance: New IRS limits and the Social Security Fairness Act.
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Understanding RMDs: Why the IRS Requires You to Take What You’ve Earned
A Required Minimum Distribution is the minimum amount the IRS requires you to withdraw each year from most retirement accounts once you reach a certain age. If you're age 73 or approaching that age, this directly affects you.
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The Forgotten 401(k): Where Are You Now?
Many of us have forgotten, or “ignored,” 401(k) money sitting somewhere. It might be a few thousand bucks or a sizable chunk. Does it have you asking yourself: "Where Are You Now?"
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59 ½, 62, 65, 67, 70, 73, 75: A Tale of the Ages
Retirement isn’t just a date — it’s a series of critical ages. Each one brings powerful opportunities you can take advantage of — or possibly expensive mistakes you’ll want to avoid.
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Sorting out the One Big Beautiful Bill Act
Many of you have been asking about The One Big Beautiful Bill Act and what it might mean – for you, your investments, and your retirement savings. In this blog, we’ll cover the major topics and subtopics of this new law.
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DROP and Deferred Comp: 5 'Must-Knows' to Consider Before Participating
Deferred comp relates to the deferral of current income, while DROP refers to the deferral of pension benefits
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Four Vital Factors to Consider When Building A Sound Financial Plan
Some days of the month are reserved for goofy celebrations, while others are more serious. June is a good time to review these "marketing holidays" and cherry-pick those that might just help you build a sound financial plan.
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Everest Financial, COPFCU and First Responders: Why We Focus On Wellness
Everest Financial Inc. and COPFCU partnered to sponsor the Kentucky First Responder Peer Support Group's Tactical Tools for Thriving Annual First Responder Symposium on May 5 in Erlanger, KY.
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How Do I Know When It's Time to Retire? Five key factors to consider before taking this major step.
Retirement is one of life’s major milestones, and while some people dream about it for decades, others aren’t sure when – or if – they should take the plunge. The decision isn’t just about turning 65 and collecting Social Security. A...
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Roth IRA conversion: Is it right for me?
Roth IRA conversion doesn't have to be complex, but still, it raises questions such as How Do I Go About It and Is It Right For Me? Find out how the process works and what the possible tax advantages are.
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Here's the latest on Social Security retroactive payouts and what it means for you.
Those due to receive retroactive payments as a result of the recently implemented Social Security Fairness Act will see an increase in their monthly amount in their April payment.
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What Do I NEED to Know About the Social Security Fairness Act?
The Social Security Fairness Act, which became law on Jan. 5, 2025, basically eliminates the reduction of Social Security benefits for those entitled to public pensions from work not covered by Social Security.
Read MoreJanuary Financial Inventory: Have You Taken Yours Yet?
It's the third week of January. Have you taken an inventory of your current retirement investments yet? If not, consider doing so. January presents an excellent opportunity to evaluate your portfolio, your contributions, and your...
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Seeking financial wellness in 2025? Consider these essential topics.
Did you know that January is Financial Wellness Month? It's an ideal time to assess your financial health and plan for a secure future. With the election over and the new year upon us, why not take a little time to consider what 2025...
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Which Life Insurance Option is Best For Me? Term, whole life, or something else?
Choosing the best life insurance policy for you and your family can be confusing. But it doesn't have to be. While term and whole life are most common, did you know there are other options?
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What will my money be worth in 2025? 5 factors to consider.
Five factors are expected to be the main contributors to America's economy in 2025, so what does that mean for me and my investments? Here's what you need to know.
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Write this down: Crucial retirement dates from age 50 and beyond
When it comes to planning for retirement, certain key ages, dates, and federal rules can significantly impact your financial future. Here are some important points to keep in mind.
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Back to School: Time to Review Where Your Money is Going.
School's back in session, and the focus is on getting back to the business of learning. So teachers, take a few minutes to review the current state of their financial future. Is the money you work for working for you?
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Weekly Market Insights: Stocks Mixed on COVID-19, Powell
Stocks were mixed last week in choppy trading as investors battled the crosscurrents of good economic data and a troubling rise in COVID-19 infections globally.The Dow Jones Industrial Average slid 1.38%, while the Standard &...
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